June 21st, 2010

Features

  1. Helps to build or establish ones credit history
  2. Online accessible
  3. Pay bills online
  4. Shop Online
  5. Minimum deposit required is $500
  6. Cash advances through ATMs
  7. Customer support service
  8. Issued by : West Mark Credit Union

Fees

  • Annual Interest Rate is 9.25% for Purchases, Balance Transfer and Cash Advances
  • No minimum interest charges
  • No Annual fees
  • No Cash advance fees
  • No Balance Transfer fees
  • No foreign transaction fees

FAQ’s and Review:
What requirements you need to fulfil for applying West Mark No Annual Fee card?

You need to have a social security number (SSN), a valid address, and age minimum of 18 years and for more details one can read the terms and conditions of the card or can call customer care centre at 1-800-574-5626.

How can one apply for West Mark Card?

To apply for West Mark card one has to fill an application form which is easily available at its website that is www.westmark.org or one can go to the nearby bank branch and fill the application form directly else can call on 1-800-574-5626.

Can I use my West Mark Visa Card for making my bills payments online?
Yes, you can use your West Mark card to make your bills payment online.

Will the credit line improves automatically of my West Mark Secured Credit Card?

Credit limit is decided by the bank only, and it is determined by taking in two main points under consideration to decide the card user’s credit limit that is the payment method and the credit history of the card holder. If the card holder maintains his payment method that is if he pays back the balances of purchases in full and on time then bank at the time of evaluation of one’s credit account increases the credit limit automatically and this payment method increases credit rank as well. For more information on credit limit one should visit website that is www.westmark.org or can read the terms and conditions of the card or can call customer care at 1-800-574-5626.

Where can I use West Mark Low Rate Card?

West Mark card can be used at millions of locations worldwide where Visa card acceptance is displayed.

Why does secured credit card take so much time to issue?
Secured cards are meant for the people who have low or bad credit, so it takes time for approval. For more enquiries one can check the terms and conditions.

Sudbury No Fee Choice Rewards Master Card

May 31st, 2010

Special Features

  • 21 days of grace period to repay back the balances of purchases
  • Credit Limit ranges from $1000-$50,000
  • Earn 1 point for every $2 charged for net retail purchases
  • Can redeem the collected points for various options such as travel, cash, gift cards etc
  • Optional Balance Protection Insurance
  • 24-hour roadside assistance at pre-set rates
  • Common Carrier Travel Accident Insurance
  • Accessible online
  • Pay bills online
  • Purchase online
  • Global acceptance
  • Lost or stolen card reporting
  • 24/7 customer support service
  • Cash access through ATM’s

Issued by : Sudbury Credit Union
Fees Info

  1. Annual Interest Rate is 19.99%
  2. Additional card at no extra cost
  3. No Annual Fee

FAQ’s

Can I make the payments of my bills online with Sudbury Card?

With Sudbury card one has the liberty to pay his bills online.

What requirements does one have to fulfil for applying Sudbury Master Credit card?

The requirements which one has to fulfil are that one has to provide, a social security number (SSN), a valid address, and age proof that is minimum of 18 years and for more details one can check the fine prints of the card correctly or can call customer support centre at 705-682-0645

At what places one can use his Sud bury Low Interest credit Card?

Sudbury Credit Card can be used at millions of location worldwide where Master Card acceptance is displayed.

Sudbury No Annual Fee Card helps in improving ones credit line?

Bank is the only decider of the credit limit and bank determines ones credit line by taking in consideration two main points they are the Payment Pattern and the Credit History of the card holder. And if the card holder pays back his balances of Purchases in full and on time bank can allot the card user a better credit line every time at evaluation of one’s credit account. For more updates on credit limit one can call customer care at 705-682-0645 else can read the terms and conditions of the card carefully.

How do I report for a query or doubts related to Sudbury Credit Card?

If one has any doubts, queries or complaints related to the card one can call the customer care at 705-682-0645 where the customer care representative will do its best to provide one with a solution.

How can I purchase Sudbury Card?

To purchase Sudbury Card one has to fill an application form which is easily accessible through its website that is www.sudburycu.com or one can even apply it by phone at 705-682-0645

Can I redeem the points earned with Sudbury Credit Card?

Yes, you can redeem the points for various options such as travel, merchandise, gift card and much more.

United1st Visa Credit Card

May 29th, 2010

FEES Disclaimer

  • No Annual Fees
  • No Balance Transfer Fee
  • No Cash Advance Fee
  • No Minimum Finance Charge
  • No Transaction Fee
  • Annual Interest Rate is 7.9% -16.9% for Purchases, Balance Transfer and Cash Advances

Benefits

  • Accessible online
  • Pay bills online
  • Shop Online
  • Global Acceptance
  • Lost or stolen card reporting
  • Customer service support

Issued by : United1st Federal Credit Union

FAQ’s , user Comments and Review:

How do I apply for United First card?

United 1st Card can be easily purchased by filling an application form which is available online at www.united1stfcu.org or it can be applied by phone also at (888) 484-8328.

What all documents do I need to provide if I want to apply for United 1 st Credit Card?

For purchasing this card one needs to provide a Social Security Number, an age proof, income proof, a valid address and for more details one should call customer care at (888) 484-8328 or can read the fine prints of the card carefully.

Can ones credit limit be increased of United 1st No Fee Card?
Bank reviews ones credit account occasionally and if the card holder maintains the payment method that is if he repays back his balances of purchases well on time bank increases his card limit and this payment pattern also helps in improving the credit rank also for further details calls customer care at (888) 484-8328.

Is it possible to make purchases and payments online with United 1st Visa Plastic?

Advanced Financial Card can be used for making purchases and payments online.

Can I use United 1st Visa CC at limited stores only?

One can use United 1st Card at number of locations around the world where Visa Card acceptance is displayed.

Prepaid Financial Service US Dollar Travel Money Card

May 27th, 2010

Review and Features:

  • Instant online approval
  • No credit check performed
  • No Bank account needed
  • Share money with friends and family around the world with additional cards
  • Easy to block the card by SMS if the card is lost or stolen
  • Reloadable Card
  • Carry cash on a card when you travel abroad
  • Online accessible
  • Pay bills online
  • Shop online
  • Global acceptance
  • Lost or stolen card reporting
  • 24/7 customer support service

Issuer : Transact Network Limited and Newcastle Building Society

Fees

  1. Transfer money from any bank account to your card for Free
  2. No Interest Charged
  3. Card activation free
  4. Minimum Load amount is $20.00
  5. Maximum load amount is $1,000.00
  6. Maximum Top-up Amount per Day $5,000.00
  7. Maximum Card Balance $6,000.00
  8. Card Purchase fee is $18.00
  9. Monthly service charge $2.00

FAQ’s

Can online purchases be done with PFS Prepaid Credit card?

Yes, online purchases can be easily done with this card but one should remember a point that one can shop till there is balance in the card and for it one should always know the cards balance before purchasing it.
How can I apply for PFS card?

To apply for PFS card the applicant has to fill an application form which is easily available online at its website that is www.prepaidfinancialservices.com or one can even apply for this credit card over phone also for which one has to dial 0845 080 1800.

Can one use PFS Prepaid Debit card at limited stores only?

PFS Card can be used at numerous places worldwide where ever Master card acceptance is displayed

Does one need to have a bank account to get PFS Prepaid card?

No, there is no need of a bank account to get PFS card.

Can I reload my PFS Master Prepaid Card?

Yes, you can reload your PFS Prepaid Card. There are number of ways to load your PFS Prepaid Debit Card such as Internet top up and phone top up via SMS, using your debit card, and top ups from your bank account via bank transfer etc.

Is there any limit specified for the withdrawal of cash from ATM in a single day?

Yes there is a limit specified for the withdrawal of cash from ATM and to know the details one should read the terms and conditions of the card or can call customer care at 0845 080 1800.

Will one receive statements of one’s PFS Travel Money Prepaid Card?

One will not receive paper statements of PFS Prepaid card, however one can view ones current balance and recent transactions online FREE of charge by logging into their respective accounts

Do I have to pay any interest?

One does not have to pay any interest for PFS card.

What is the minimum and maximum amount one can load on PFS Card?

The minimum amount one can load is $ 20 and the maximum amount that can be loaded is $1000.00

Cordoba Gold Prepaid Master Card

May 26th, 2010

Fee Disclaimer

  1. Maximum Balance for Express Access is $ 2000 and for payroll and Total Access is $ 5000
  2. Maximum Top up for Express Access is $ 2000 and for Pay roll & Total Access is $ 5000
  3. Maximum ATM withdrawal per day for Express Access is $ 250 and for Payroll and Total Access is $ 500
  4. Account fee- (charged only in months where there is a positive balance) is $ 4.95
  5. Card Issuance fee is up to $ 9.95
  6. No annual fee
  7. No interest charged

Features

  1. No credit check performed
  2. Free purchase protection
  3. Fraud protection
  4. Free top at thousand of locations
  5. Free additional card
  6. Pay wages directly onto ones account
  7. Worldwide acceptance
  8. Accessible online
  9. Pay bills online
  10. Purchase online
  11. No bank account needed
  12. Guaranteed approval
  13. Personalised chip and pin card
  14. Issuer Bank: APS Financial Ltd

FAQ’s

How can I check the balance of my Cordoba Prepaid Card?

To check the balance one can log-in to their respective accounts at www.cordobagold.com

Or can call customer service at 0871 277 5599

Can I use my Cordoba Prepaid Debit Card at any restaurant, hotel, car rental or for associated purchases?

You can use your Cordoba Prepaid Card for any purchases but one should check the card balance before purchasing as one can shop till there is balance on the card.

Is my Cordoba Master Prepaid Card a re-loadable card? If yes how can I load money on my Cordoba Card?

Yes money can be loaded in Cordoba Prepaid Card to know about more information one has to call customer care 0871 277 5599 for help or can visit their website that is www.cordobagold.com

What requirements do I have to fulfil if I want to purchase Cordoba Master Card?

A person is a permanent UK resident and is of 18 years of age and can provide social security number, address proof, and age proof can apply for this card. For full details of documents required one can call at customer care at 0844-871-5444 or can read the fine prints of the card carefully.

How can I purchase Cordoba Prepaid Credit Card?

Cordoba Prepaid Credit Card can be purchased easily y filling an application form available at its website that is www.cordobagold.com