Archive for June, 2010

BOQ Gold Visa Credit Card

Saturday, June 26th, 2010

Features & Benefits

  • 1.75 Points for every dollar spent with Q Rewards
  • International travel insurance
  • Purchase Cover Insurance
  • $1,000 daily cash advance limit through ATMs
  • Accessible Online
  • Purchase online
  • Pay bills online
  • Lost or stolen card reporting

24/7 customer support service
Issued : by Bank of Queensland

Fees

  1. Annual Interest Rate for Purchases is 20.24%
  2. Annual Interest Rate for Cash Advances is 20.74%
  3. Up to 55 Days of interest Free to repay back the balances of Purchases
  4. Annual Fee is $120

FAQ’s
How does one apply for BOQ Credit Card?

To apply for BOQ Card is an easy process. It can be easily applied by going to the bank’s branch directly else one can fill the application form online at www.boq.com.au or one can even apply by phone by making a call at 1300 55 72 72.

Who is eligible to apply for a BOQ card?

A person who is an Australian Resident and can provide his SSN (Social Security number), an id proof and an address proof can apply for BOQ credit card. For full information on the documents required one should call customer care at 1300 55 72 72 or can read the fine prints of the card carefully.

Can I use my BOQ Visa card to get cash from the ATMs?

Yes you can use BOQ card to get cash from the ATM’s anywhere in the world where Visa Card acceptance is displayed.

What is the customer care number of BOQ Low Rate Credit Card?

The customer service centre number of BOQ card is 1300 55 72 72.

Will my BOQ Visa Credit Card accepted in abroad?

Your BOQ Card will accepted anywhere in the world where Visa Card acceptance logo is displayed.

How can I contact the bank if I have some problems or queries related to the BOQ Plastic?

If you want to contact the bank then you can call 1300 55 72 72 and there will be a customer care representative to solve all your doubts and give you the full details.

Monday, June 21st, 2010

Features

  1. Helps to build or establish ones credit history
  2. Online accessible
  3. Pay bills online
  4. Shop Online
  5. Minimum deposit required is $500
  6. Cash advances through ATMs
  7. Customer support service
  8. Issued by : West Mark Credit Union

Fees

  • Annual Interest Rate is 9.25% for Purchases, Balance Transfer and Cash Advances
  • No minimum interest charges
  • No Annual fees
  • No Cash advance fees
  • No Balance Transfer fees
  • No foreign transaction fees

FAQ’s and Review:
What requirements you need to fulfil for applying West Mark No Annual Fee card?

You need to have a social security number (SSN), a valid address, and age minimum of 18 years and for more details one can read the terms and conditions of the card or can call customer care centre at 1-800-574-5626.

How can one apply for West Mark Card?

To apply for West Mark card one has to fill an application form which is easily available at its website that is www.westmark.org or one can go to the nearby bank branch and fill the application form directly else can call on 1-800-574-5626.

Can I use my West Mark Visa Card for making my bills payments online?
Yes, you can use your West Mark card to make your bills payment online.

Will the credit line improves automatically of my West Mark Secured Credit Card?

Credit limit is decided by the bank only, and it is determined by taking in two main points under consideration to decide the card user’s credit limit that is the payment method and the credit history of the card holder. If the card holder maintains his payment method that is if he pays back the balances of purchases in full and on time then bank at the time of evaluation of one’s credit account increases the credit limit automatically and this payment method increases credit rank as well. For more information on credit limit one should visit website that is www.westmark.org or can read the terms and conditions of the card or can call customer care at 1-800-574-5626.

Where can I use West Mark Low Rate Card?

West Mark card can be used at millions of locations worldwide where Visa card acceptance is displayed.

Why does secured credit card take so much time to issue?
Secured cards are meant for the people who have low or bad credit, so it takes time for approval. For more enquiries one can check the terms and conditions.