Archive for November, 2009

The Helping Hands Visa Platinum Card

Thursday, November 26th, 2009

Exclusive Features:

  • 0 % annual Interest Rate for 6 months on Balance Transfer and Purchases
  • After the introductory period is over the annual interest rate of 11.15% is applicable
  • Annual interest rate on Cash Advances is 15.15 %
  • 20 days of grace period is provided to the card user to make the balances of purchases interest free
  • Annual Fee is $ 0
  • Online accessible
  • One can pay bills online
  • Purchase Online
  • One would get $50 donation by the bank when one first uses the card
  • Purchase security and Extended Warranty
  • Fraud Protection
  • 24/7 customer service
  • Issued by UMB Bank
  • Visa Card

User Reviews and questions

How can I purchase this Helping Hands Visa Credit Card? Can it be applied by phone?
If you want to purchase this Helping Hands Card then you need to fill an application form either by going directly to the branch or by filling it online at www.umbbank.com .yes, you can also apply for this card via phone by calling at 800-821-5184

Is it true, Helping Hands No Annual Fee Card’s credit limit does not change?

Bank is the only decider of one’s credit cards credit limit. And if one is not satisfied with the limit being allotted to you then to him then the card user can ask the bank to make an increase in it. Card user should always remember to pay the balances of the purchases on time as this payment pattern is taken into consideration by the bank for deciding upon the credit limit. For more details on the credit limit one can read the fine prints of the card or can call customer care at 800.821.5184

Can I use this Helping Hands Low Rate card for making purchases online?

With Helping Hands Low Rate Card one can make purchases online.

H-E-B Master Credit Card

Wednesday, November 25th, 2009
  • 0 % for 6 billing cycles on Balance Transfer and Purchases
  • Standard APR charged after the introductory period is over varies from 9.24%, 13.24% and 18.24 %
  • APR on Cash Advances is 19.24 %
  • Grace Period to make the repayment of balances of Purchases is 20 days
  • No annual fee
  • Earn 2 points for every dollar one spends at H-E-B stores
  • Earn 1 point for every dollar one spends everywhere else MasterCard credit cards are accepted
  • Earn a $20 H-E-B Gift Card with 2,000 points
  • Earn a $100 H-E-B Gift Card with 10,000 points
  • Online accessible
  • Globally accepted
  • Pay bills Online
  • Shop Online
  • Issued by JP Morgan Chase
  • Master Card (MC)

Card’s FAQ’s and Reviews:

Does this HEB No Annual Fee Card is accepted in limited place only?

H-E-B Card is accepted at numerous places around the globe where ever Master Card acceptance is displayed.

Will the points earned with this HEB Low Rate Card be redeemed?

Yes, the reward points earned from this H-E-B Card can be redeemed for full details one can visit website that is www.firstusa.com or can call customer care at 1800-432-3117

Is it necessary to provide documents if I want to purchase this H-E-B Credit Card?

One has to provide certain documents asked by the bank such as an address proof, an age proof, an id proof and a Social Security number for more details one can read the fine prints of the card or can call customer care at 1800-432-3117 or can visit website for more details www.firstusa.com

Winter Games Visa Prepaid Card

Wednesday, November 25th, 2009
  • Two designs to choose from
  • Available at participating Vancity branches
  • Minimum load amount is s $25
  • Maximum load amount is $500
  • Load fee $ 2
  • Worldwide Visa acceptance
  • No interest charges
  • No credit check required
  • No bank account needed
  • Online accessible
  • Issuer Vancity Bank
  • Visa Card

Card’s FAQ’s and Review:

Can online purchases be done with Vancity My Money card?

Yes, online purchases can be easily done with this card but one should remember a point that one can shop till there is balance in the card and for it one should always know the cards balance before purchasing it.

How can I apply for this Vancity card?

To apply for this Vancity card the applicant has to fill an application form which is easily available online at its website that is www.vancity.com or one can even apply for this credit card over phone also for which one has to dial 1.800.611.8472 or 604.877.4999

Can one use this Vancity Prepaid Debit card at limited stores only?

Vancity Card can be used at numerous places worldwide where ever Visa card acceptance is displayed.

Can I make the purchases for greater amount than I have in my account of my Vancity Prepaid Visa Card?
One cannot make purchases more than the amount one has it in his account as ones card would be accepted only if it has enough balance in the card to cover the amount of things purchased.

BOC Prepaid Card

Tuesday, November 24th, 2009

Key Features and review:

  • Card’s Prepaid Value (ranging from HK$100 to HK$5,000)
  • Perfect as a gift
  • 24-hour balance enquiry
  • Worldwide acceptance
  • Pay Bills online
  • Purchase Online
  • Manage Account Online
  • Lost or stolen card reporting
  • Issuer Bank is BOC (International) Limited
  • Visa

Card’s FAQ’s

How can I check the balance of my BOC Prepaid Card?

To check the balance of your BOC Prepaid Card you can log-in to your respective accounts at www.boci.com.hk or call customer service at (852) 2853 8828.

Can I use this BOC Prepaid Debit Card in abroad?
You can use your BOC Prepaid Credit Card at millions of locations round the globe where Visa Card acceptance is displayed.

How do I report if my BOC Prepaid Credit Card is lost or stolen?

If your card is lost or stolen then you should immediately call customer care at (852) 2853 8828 so that the necessary steps can be taken immediately.

How can I apply for this BOC Visa Prepaid Card?

To apply for this BOC Prepaid Card one has to fill an application form which is easily available at its website that is www.boci.com.hk else it can be applied via phone also.

First Premier Bank Gold Master Card

Monday, November 23rd, 2009

First Premier Bank is the provider of this Gold Master Card and it is perfect credit card for people with low credit.
First Premier Bank provides various features and benefits such as

1)Annual Interest Rate on Purchases and Cash Advances 9.9 %
2)Account Set up Fee-$ 29 (one time)
3)Program Fee is $ 48
4)Monthly Servicing fee is $ 84 annually
5)Additional card fee per card is $ 20
6)Grace Period to repay the balances of purchases is 25 days
7)Online accessible
8)Global acceptance
9)Shop online
10)Pay bills online

To apply for this card one has to log on to its website that is www.firstpremierbankgold.com and fill the application form which takes 5-10 minutes of time. This card is perfect secured credit card.