Archive for November, 2009

The IKEA Card

Monday, November 30th, 2009

Salient Features

  • Special Payment promotions throughout the year
  • Low APR for in-store purchases over $1000
  • No annual interest rate would be charge if paid within 90 days on purchases over $299 made on the IKEA Card
  • Standard APR on purchases is 25.9 % for new accounts
  • Grace period provided is 23 days if previous balance is $0 or balance is paid in full otherwise none
  • Minimum finance charges is $ 2
  • No annual fee
  • Manage account online
  • Pay bills online
  • Shop online
  • Issued by GE Money Bank

Card FAQ’s ,Complaints and Reviews:

Does I need to provide documents if I want to apply for this IKEA No Annual Fee Credit Card?

Yes, you have to provide certain documents enlisted by the bank which includes ones Social Security Number, an address proof and an age proof and an id proof for details one should carefully read the terms , conditions of the card or can even call customer care at 1866-557-8417.

Is it a necessary to go to the bank and fill in the application form or is there any other option available for purchasing this IKEA Credit card?

No, it is not necessary to go to the branch and purchase this IKEA card rather it can be easily purchased online by simply filling an application form available online at its website that is www.ikeacards.com or one can even apply it by phone by making a call at 1866-557-8417

Can I purchase and make payments of my bills online with this IKEA ?

One can use his IKEA Card to pay ones bills and to even make purchases online.

Webster Bank Platinum Visa Credit Card

Monday, November 30th, 2009

Special Features:

  • Earn 1 point for every eligible dollar in purchases.
  • Redeem earned points for cash, travel, gift cards and much more
  • One can collect 60,000 points annually on net purchases
  • APR of 0 % for the first 6 billing cycles from the date of account opening on Purchases and Balance Transfer
  • Then after the annual percentage rate varies between 13.24 %, 16.24 % and 19.24 % depending upon the credit history of the card applicant.
  • The annual interest rate charged on Cash Advances is 23.24 % (variable)
  • 20 days is provided as the grace period to repay back the balances of purchases
  • Global Acceptance
  • Pay bills online
  • Shop online
  • Manage accounts online
  • Enjoy benefits like Auto Rental Collision Damage Waiver, Travel Accident Insurance, Emergency Cash plus Card Replacement, and Purchase Security.
  • Issued by Webster Bank

Related FAQ’s and Review:

What documents do I need for applying Webster Bank Credit Card?

Yes, you have to provide certain documents such as a social security number, a valid address, age minimum of 18 years and for full details on documents required one should call customer care at (800) 325-2424 or can read the terms and conditions of the card

Is it feasible to make purchases with Webster Bank Low Interest Credit Card?

One can easily make purchases with Webster Bank Card.

Does Webster Bank no annual fee card has acceptance at limited stores only?

No it is not correct, as one can use Webster Bank card at numerous places where Visa Card Acceptance is displayed.

Can credit limit be increased with this Webster Bank Visa credit card?

If the card user is not satisfied with the allotted credit limit, one can request the bank to make an increase in it, as bank normally evaluates ones account occasionally and if the Bank founds out that the payment style of the cardholder is well in order (means that one pay back his payment well on time and in full) bank automatically upgrade ones credit limit but the credit limit is decided by the bank. For full details on the credit limit one should call customer care at (800) 325-2424 or can visit website that is www.websteronline.com

Buy Right Prepaid Master Credit Card

Saturday, November 28th, 2009

Card Features:

  • No interest charged
  • No bank account needed
  • No credit check required
  • 100 % approval
  • Application Fee: $ 29.95
  • Participation fee: 59.40 $ (4.95 $ monthly)
  • Online accessible
  • Pay bills online
  • Shop Online
  • Worldwide Acceptance
  • Issuer Bank :Meta Bank

Card Reviews and Most asked questions:

What would you need to have if you want to apply for Buy Right Prepaid Card?

One need to have social security number (SSN), a valid address, and age minimum of 18 years and for more details one can check the fine prints of the card or can call customer care at 1-800-851-7990

At which outlets one can use this Buy Right Prepaid Debit Card?

One can use this Buy Right Prepaid Credit Card at millions of locations around the world wherever Master Card acceptance is displayed

Can purchases be done online with Buy Right Master Prepaid Credit Card?

Yes, online purchases can be done with this Buy Right Prepaid Card.

Will I be getting monthly statements with this Buy Right Prepaid Card?

No, monthly statements are not provided but you can access your statements online and for more details you can call the customer care number that is 1-800-851-7990 or visit their website www.MyBuyRight.com.

Go Master Card

Friday, November 27th, 2009

Features, Reviews & Benefits :

  • Establishment Fee -$ 25 (one time)
  • Account Servicing Fee-$ 3.95
  • Replacement Card Fee-$10
  • Annual Interest Rate applicable-29.49 %
  • Up to 62 days of interest free to repay the balances of purchases
  • Facility to choose card design (card comes in 4 designs)
  • Accessible Online
  • One can make purchases online
  • One can pay ones bills online
  • Globally accepted
  • GE money Finance Australia is the provider of the card
  • Master Card

Related FAQ’s

How can one apply for this Go Master Credit Card? And is there any need of providing documents to the bank and if yes which documents need to be submitted?

If you want to apply for this Go Master Card, you need to fill an application form which is easily available online at its website that is www.gomastercard.com.au and it can be easily be applied online. Yes, one needs to provide certain documents to the bank for verification. One has to provide documents such as an address proof, an age proof, an id proof, an income proof and a SSN (Social Security Number), to know the full details on the documents required one should read the terms and conditions of the card or can call customer care at 1300-46-2273

How much credit limit will be allotted for my Go Master Plastic? If I am not satisfied with the credit limit can I request to change it?

Bank only assigns one’s credit card limit, and if one is not satisfied with the credit limit assigned to him then one can request the bank to make an improvement in it. It is always told to the card user to repay the balances of purchases well on time within the due date as this payment pattern is always taken into consideration by the bank to decide upon the credit limit. To know the details on how credit line is assigned or any other information regarding it one can call customer care at 1300-46-2273 or can read the fine prints of the card.

Can I use my Go Master CC in abroad?

One can use his Go Master card t numerous places wherever Master Card acceptance is displayed

Coast Visa Desjardin

Friday, November 27th, 2009

Exclusive Features & Rates

  • Issued by – Coast Capital Savings Bank
  • Card Network is Visa Card
  • Online accessible
  • Pay bills online
  • Shop online
  • Regular Annual Percentage Rate is 19.4%
  • If card holder pays an annual fee of $30 (in addition to regular annual fee if applicable) low interest rate of 11.8 % would be applicable
  • Grace Period of 21 days would be provided to pay the balances of purchases
  • Supplementary card at no extra cost
  • No annual fee
  • Cash advances of up to $2,500 per day, anywhere in the world
  • Travel Accident insurance
  • Free option that allows one to pay one’s account balance automatically

FAQ’s

What do one need to provide if one wants to purchase this Coast Desjardin Visa Card?

To purchase this Coast Desjardin Card one needs to provide a Social Security Number, an age proof, income proof, for full details one can read the fine prints of the card carefully or can call customer service centre at 1-800-363-3380

Can one request for an increase in the credit limit of one’s Coast Desjardin Low Rate Card?

Yes, one can request to increase the credit line of Coast Desjardin Card to the bank as bank is the sole decider of the credit limit and if the card holder maintains a good payment method that is if he is paying back the balances of purchases well on time than the bank automatically increases the credit line of a card holder for full information on the credit limit one should call customer care at 1-800-363-3380

How do I apply for this Coast Desjardin Credit Card?
To apply for Coast Desjardin Card an application form needs to filled which is easily available online at www.coastcapital.desjardins.com or one can go to bank branch directly and fill in the application or it can be applied by phone also.