Archive for July, 2009

Earth Credit Card

Friday, July 31st, 2009

Special features of the card are:

  • Interest rate on purchases is 17.99 %
  • Cash Advance Interest is 19.24 % p.a.
  • Up to 55 days of interest free on purchases
  • 0 % interest p.a. for 5 months on balance transfers
  • Annual fee is $ 75
  • Earn bonus points for FREE airline tickets, merchandise, cash-back and more at participating merchants.
  • $50 donation by the bank when you first use the card plus ongoing contributions
  • Gives you two cards linked to the same account that is One Earth American Express card and one Earth MasterCard.
  • Earn Qantas Frequent Flyer points
  • Issuer is the Westpac Banking Corporation
  • Card category American Express/Master Card

Earth Cards FAQ’s

What is the procedure to apply for this Earth Card? Can one apply for this card by phone?

One can apply by filling an online application form and by phone also.

Can I make payments for my bills online with this Earth Amex Card?

Payments of one’s bills can be paid online.

Who is eligible to apply for an Earth Master credit card?

To apply for this credit card one has to provide documents including age proof, a permanent Australian resident and should have a SSN number for more details read the terms and conditions of the card.

At which outlets one can use this Earth American express credit card?

One can use this card at number of locations worldwide where American express and visa card acceptance is displayed as it gives you two cards linked to the same account that is One Earth American Express card and one Earth MasterCard.

Does the customer care service of the Earth Credit card work properly?

The customer care representatives do their best to solve the queries and the doubts of the cardholders and the applicants. To contact one can call on the customer care at 1300-550-496 or can visit at website that is www.earth.com.au

Shoppers Optimum Credit Card

Thursday, July 30th, 2009

Shoppers Optimum Credit Card benefits and features

Issuer Bank: MBNA Canada

  • Card type is Master Card
  • Introductory Annual Interest Rate on cheque advances and Balance Transfer for 6 months is 1.99 %
  • APR on Purchases is 19.99 %
  • Annual Fee is 0 $
  • Free online access
  • Worldwide acceptance
  • Pay bills online
  • Shop online
  • Grace Period for repayment of balances for purchases is 21 days
  • Earn 25 points for every $1 you spend at Shoppers Drug Mart,
  • Earn 5 points for every $1 you spend anywhere else.
  • Receive a bonus 15,000 points after your first purchase
  • Over limit Fee: $35.00.

FAQ’s of Shoppers Optimum Master Credit Card

What does MBNA bank requires to apply for this card?

The documents required by bank are age proof (the person is 18 years of age), social security number and a valid address for more details one should properly read the terms and conditions of the card.

Does Shoppers Optimum Credit Card allow making payment online?

Payment can be made online with this Shoppers Optimum Master Credit Card.

What is the mode one can apply for Shoppers Optimum Master Card?

One can apply for Shoppers Optimum Credit Card by filling an online application form or by phone or going at their branches and filling the application form.

In how many days can one get his Optimum Credit Card?

Generally upon approval one can get his card within 7-10 working days.

In which outlets does one can use his Shoppers Optimum Card?

Shoppers Optimum Credit Card can be used at number of places worldwide where master card is accepted.

Public Savings Bank Secured Card

Thursday, July 30th, 2009

Benefits and features of Public Savings Bank Card is as follows:

  • 0% APR on purchases for 6 months
  • Regular APR is 11.24 %
  • Grace Period for repayment of balances for purchases is 25 days
  • Choose credit limit up to $ 1000
  • Reports to all major credit bureaus
  • Guaranteed approval
  • No annual fees
  • Can use the card where Visa card logo acceptance is displayed
  • Issuer Bank Public Savings Bank
  • Card category is Visa Card

Public Saving Banks card FAQ’s

How can one qualify for Public Savings Bank Secured Credit Card?

One can be approved for Public Savings Bank card regardless of credit, income or employment. One just needs to provide certain documents like

1) Age proof
2) Social Security number (SSN)
3) Valid address
For more information one can call customer care that is 1-888-720-6836.

(*Please check Bank website for latest Contact Details)

What is the credit limit offered to a new applicant of Public Savings Bank Credit card?

Credit limit is equal to the amount deposited by the applicant; the minimum amount one needs to pay is $ 300. One can choose its credit limit up to $1000.

Who do I contact if there is a problem or doubts related to Public Saving Visa credit card?

If one has doubts related to Public Saving Bank one can call customer care at 1800-720-6836 or can visit website that is www.publicsavings.com

In how many days I can get my Public Saving Visa secured card?

If one has successfully funded the security deposit one can get his credit card within 2- 3 weeks.

Does this Public Saving Bank Visa Card accepted globally?

Yes this credit card is accepted at numerous places which displays visa card acceptance.

Pharmaprix Optimum MasterCard

Wednesday, July 29th, 2009

Pharmaprix Optimum MasterCard:

Special Features of Pharmaprix Optimum MasterCard:

  • Earn 25 points for every $1 in purchases at Pharmaprix (15 points for using credit card plus additional 10 points just for showing Pharmaprix Optimum Card)
  • No annual fee
  • Free online access
  • Purchase APR is 19.99%
  • Grace Period is 21 days
  • Add cardholder’s fee is $0
  • Global Acceptance
  • Issuer Bank MBNA Canada
  • Card category MasterCard

Review of Pharmaprix Optimum Card / MBNA card

What Documents are required to apply for this MBNA Credit card?

One requires age proof that the person is 18 years of age, social security number and a valid address for more details read the fine prints of the card carefully.

Can purchases be done with this Pharmaprix Optimum Credit Card?

With Pharmaprix Optimum card, purchases can be done as long as there is sufficient balance on the card.
Is it possible to withdraw money from ATM from this Pharmaprix Optimum Master Credit Card?
Money can be withdrawn from ATM that displays Master Card Acceptance Mark. There are over 1.2 million ATMs worldwide.

Which Ourlets Can I use this Pharmaprix Optimum Card?

One can use this Card at millions of location where Master card acceptance is showcased.

Can I redeem the points I earn with this MBNA card?

Yes points earned can be redeemed.

What should one do if ones Pharmaprix Optimum no annual fee credit card is lost or stolen?

If ones Pharmaprix Optimum card is lost or stolen one should call the customer care at1800-404-1319.

Can Pharmaprix Card help one to increase its credit score?

Credit score of a person increases when the payment method of the cardholder is correct that means he pays back the balances on purchases well on time so if the payment style of the cardholder is good credit score can increased for more details call customer care at 1800 404 1319 or log on to their website that is www.pharmaprix.ca

Chase Sapphire Credit Card

Tuesday, July 28th, 2009

Features of the credit card by chase are :

  • Annual Percentage Rate (APR) is 10.24 % typical variable
  • Grace period for repayment of balances for purchases is 20 days
  • No annual fee
  • Transaction fee for balance transfers is 3 % of the amount of each transaction, but not less than $ 5.
  • Transaction fee for cash advances is 3 % of the amount of the transactions, but not less than $ 10
  • Earn two points for every dollar spends on airfare booked through Ultimate Rewards Travel.
  • Earn one point for every dollar spends on the card.
  • Earn up to 10 bonus points per dollar when shopping online at select merchants through the Ultimate Rewards Mall.
  • 10,000 bonus points, after your first purchase
  • Fly any airline. Stay at any hotel. Shop at any store. Get cash back or Pay yourself back with a statement credit. If you can book it or buy it, you can use your points to pay for it.

FAQ’s related to chase sapphire credit card

What is the requirement of Chase bank, one need to provide while applying for a Chase credit card?

Chase bank requires a valid address, an age proof, and a social security number (SSN) for more information one should call customer care at 1-888-868-8618 and read the terms and conditions of the card carefully.

How can one apply for this Chase card?

One can apply online by filling in application form, for which one has to visit its website that is www.chase.com or one can even apply by phone.

Can Bills be paid online through this Chase travel Card? If yes how?

Yes, Bills can be paid online through this chase card. For details one should call the customer care at 1-888-868-8618 and one should read the terms and conditions properly.
On using Chase Sapphire card can credit score be improved or created?
Credit score can be created or improved on using a Chase card as credit score is related to the payment method of the card holder, if the payment style of the person is good credit score increases.

To clarify doubts or queries how should one contact Chase Bank?

To contact Chase Bank to clarify any doubts or queries one can call the customer care at 1-888-868-8618 or one can visit the website that is www.chase.com